Scotland · 2026/27 tax year
Police Scotland chief inspector pay point 3: take-home pay 2026/27
A full-time chief inspector on pay point 3 in Scotland earns £79,734 a year. After income tax, National Insurance and a 13.7% pension contribution, that's £4,026.89 a month.
- Take-home a month
- £4,026.89
- Take-home a year
- £48,322.73
- Take-home a week
- £929.28
- Salary
- £79,734
- Before deductions
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £6,644.50 | £79,734.00 |
| Income tax | −£1,406.87 | −£16,882.44 |
| National Insurance | −£300.44 | −£3,605.28 |
| Pension (13.7%) | −£910.30 | −£10,923.56 |
| Take-home | £4,026.89 | £48,322.73 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 4 | −£344.54 | £3,682.35 |
| Postgraduate Loan | −£293.67 | £3,733.22 |
Moving up
The next point, pay point 4, pays £80,989 a year. That's £1,255 more before deductions, or about £50.26 a month after them. See pay point 4
The point below, pay point 2, pays £77,638 a year. See pay point 2
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- Scottish income tax rates apply.
- Police Scotland pay scales effective 1 April 2026.
- Tax, National Insurance and pay rules last checked 27 October 2026.