Scotland · 2026/27 tax year
Police Scotland constable pay point 3: take-home pay 2026/27
A full-time constable on pay point 3 in Scotland earns £42,377 a year. After income tax, National Insurance and a 13.7% pension contribution, that's £2,446.31 a month.
- Take-home a month
- £2,446.31
- Take-home a year
- £29,355.74
- Take-home a week
- £564.53
- Salary
- £42,377
- Before deductions
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £3,531.42 | £42,377.00 |
| Income tax | −£402.59 | −£4,831.05 |
| National Insurance | −£198.71 | −£2,384.56 |
| Pension (13.7%) | −£483.80 | −£5,805.65 |
| Take-home | £2,446.31 | £29,355.74 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 4 | −£64.36 | £2,381.95 |
| Postgraduate Loan | −£106.89 | £2,339.43 |
Moving up
The next point, pay point 4, pays £43,683 a year. That's £1,306 more before deductions, or about £65.49 a month after them. See pay point 4
The point below, pay point 2, pays £39,988 a year. See pay point 2
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- Scottish income tax rates apply.
- Police Scotland pay scales effective 1 April 2026.
- Tax, National Insurance and pay rules last checked 27 October 2026.