Scotland · 2026/27 tax year
Police Scotland constable pay point 5: take-home pay 2026/27
A full-time constable on pay point 5 in Scotland earns £45,064 a year. After income tax, National Insurance and a 13.7% pension contribution, that's £2,581.06 a month.
- Take-home a month
- £2,581.06
- Take-home a year
- £30,972.69
- Take-home a week
- £595.63
- Salary
- £45,064
- Before deductions
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £3,755.33 | £45,064.00 |
| Income tax | −£443.17 | −£5,318.02 |
| National Insurance | −£216.63 | −£2,599.52 |
| Pension (13.7%) | −£514.48 | −£6,173.77 |
| Take-home | £2,581.06 | £30,972.69 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 4 | −£84.52 | £2,496.54 |
| Postgraduate Loan | −£120.32 | £2,460.74 |
Moving up
The next point, pay point 6, pays £46,321 a year. That's £1,257 more before deductions, or about £63.03 a month after them. See pay point 6
The point below, pay point 4, pays £43,683 a year. See pay point 4
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- Scottish income tax rates apply.
- Police Scotland pay scales effective 1 April 2026.
- Tax, National Insurance and pay rules last checked 27 October 2026.