Scotland · 2026/27 tax year
Police Scotland constable pay point 4: take-home pay 2026/27
A full-time constable on pay point 4 in Scotland earns £43,683 a year. After income tax, National Insurance and a 13.7% pension contribution, that's £2,511.80 a month.
- Take-home a month
- £2,511.80
- Take-home a year
- £30,141.65
- Take-home a week
- £579.65
- Salary
- £43,683
- Before deductions
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £3,640.25 | £43,683.00 |
| Income tax | −£422.31 | −£5,067.74 |
| National Insurance | −£207.42 | −£2,489.04 |
| Pension (13.7%) | −£498.71 | −£5,984.57 |
| Take-home | £2,511.80 | £30,141.65 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 4 | −£74.16 | £2,437.64 |
| Postgraduate Loan | −£113.42 | £2,398.39 |
Moving up
The next point, pay point 5, pays £45,064 a year. That's £1,381 more before deductions, or about £69.26 a month after them. See pay point 5
The point below, pay point 3, pays £42,377 a year. See pay point 3
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- Scottish income tax rates apply.
- Police Scotland pay scales effective 1 April 2026.
- Tax, National Insurance and pay rules last checked 27 October 2026.