Scotland · 2026/27 tax year
Police Scotland inspector pay point 3: take-home pay 2026/27
A full-time inspector on pay point 3 in Scotland earns £71,248 a year. After income tax, National Insurance and a 13.7% pension contribution, that's £3,687.07 a month.
- Take-home a month
- £3,687.07
- Take-home a year
- £44,244.86
- Take-home a week
- £850.86
- Salary
- £71,248
- Before deductions
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £5,937.33 | £71,248.00 |
| Income tax | −£1,150.55 | −£13,806.60 |
| National Insurance | −£286.30 | −£3,435.56 |
| Pension (13.7%) | −£813.41 | −£9,760.98 |
| Take-home | £3,687.07 | £44,244.86 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 4 | −£280.90 | £3,406.17 |
| Postgraduate Loan | −£251.24 | £3,435.83 |
Moving up
The next point, pay point 4, pays £73,130 a year. That's £1,882 more before deductions, or about £75.37 a month after them. See pay point 4
The point below, pay point 2, pays £69,369 a year. See pay point 2
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- Scottish income tax rates apply.
- Police Scotland pay scales effective 1 April 2026.
- Tax, National Insurance and pay rules last checked 27 October 2026.