Scotland · 2026/27 tax year
Police Scotland inspector pay point 4: take-home pay 2026/27
A full-time inspector on pay point 4 in Scotland earns £73,130 a year. After income tax, National Insurance and a 13.7% pension contribution, that's £3,762.44 a month.
- Take-home a month
- £3,762.44
- Take-home a year
- £45,149.24
- Take-home a week
- £868.25
- Salary
- £73,130
- Before deductions
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £6,094.17 | £73,130.00 |
| Income tax | −£1,207.40 | −£14,488.75 |
| National Insurance | −£289.43 | −£3,473.20 |
| Pension (13.7%) | −£834.90 | −£10,018.81 |
| Take-home | £3,762.44 | £45,149.24 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 4 | −£295.01 | £3,467.42 |
| Postgraduate Loan | −£260.65 | £3,501.79 |
Moving up
The next point, pay point 5, pays £74,853 a year. That's £1,723 more before deductions, or about £68.99 a month after them. See pay point 5
The point below, pay point 3, pays £71,248 a year. See pay point 3
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- Scottish income tax rates apply.
- Police Scotland pay scales effective 1 April 2026.
- Tax, National Insurance and pay rules last checked 27 October 2026.