Scotland · 2026/27 tax year
Police Scotland inspector pay point 5: take-home pay 2026/27
A full-time inspector on pay point 5 in Scotland earns £74,853 a year. After income tax, National Insurance and a 13.7% pension contribution, that's £3,831.43 a month.
- Take-home a month
- £3,831.43
- Take-home a year
- £45,977.21
- Take-home a week
- £884.18
- Salary
- £74,853
- Before deductions
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £6,237.75 | £74,853.00 |
| Income tax | −£1,259.44 | −£15,113.27 |
| National Insurance | −£292.31 | −£3,507.66 |
| Pension (13.7%) | −£854.57 | −£10,254.86 |
| Take-home | £3,831.43 | £45,977.21 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 4 | −£307.94 | £3,523.50 |
| Postgraduate Loan | −£269.27 | £3,562.17 |
Moving up
This is the top of the inspector scale. Promotion to chief inspector starts at £76,087 a year, about £49.42 a month more after deductions. Chief inspector pay scale
The point below, pay point 4, pays £73,130 a year. See pay point 4
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- Scottish income tax rates apply.
- Police Scotland pay scales effective 1 April 2026.
- Tax, National Insurance and pay rules last checked 27 October 2026.