England and Wales · 2026/27 tax year
Police chief inspector pay point 1: take-home pay 2026/27
A full-time chief inspector on pay point 1 in England and Wales earns £72,807 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £3,893.51 a month.
- Take-home a month
- £3,893.51
- Take-home a year
- £46,722.09
- Take-home a week
- £898.50
- Basic hourly rate
- £34.89
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £6,067.25 | £72,807.00 |
| Income tax | −£1,042.71 | −£12,512.56 |
| National Insurance | −£288.90 | −£3,466.74 |
| Pension (13.88%) | −£842.13 | −£10,105.61 |
| Take-home | £3,893.51 | £46,722.09 |
Overtime
Only constables and sergeants are paid overtime. If an inspector or chief inspector works a rest day or public holiday, they get a day off in lieu instead, normally taken within 12 months.
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£344.30 | £3,549.21 |
| Plan 2 | −£325.67 | £3,567.84 |
| Plan 5 | −£358.55 | £3,534.96 |
| Postgraduate Loan | −£259.04 | £3,634.47 |
Moving up
The next point, pay point 2, pays £74,226 a year. That's £1,419 more before deductions, or about £58.73 a month after them. See pay point 2
Before the latest pay award
Until 1 September 2026, pay point 1 paid £70,344 a year. The 3.5% award adds £2,463 a year, or about £101.95 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.