England and Wales · 2026/27 tax year
Police chief inspector pay point 3: take-home pay 2026/27
A full-time chief inspector on pay point 3 in England and Wales earns £75,708 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £4,013.59 a month.
- Take-home a month
- £4,013.59
- Take-home a year
- £48,163.08
- Take-home a week
- £926.21
- Basic hourly rate
- £36.28
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £6,309.00 | £75,708.00 |
| Income tax | −£1,125.99 | −£13,511.89 |
| National Insurance | −£293.73 | −£3,524.76 |
| Pension (13.88%) | −£875.69 | −£10,508.27 |
| Take-home | £4,013.59 | £48,163.08 |
Overtime
Only constables and sergeants are paid overtime. If an inspector or chief inspector works a rest day or public holiday, they get a day off in lieu instead, normally taken within 12 months.
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£366.06 | £3,647.53 |
| Plan 2 | −£347.42 | £3,666.17 |
| Plan 5 | −£380.31 | £3,633.28 |
| Postgraduate Loan | −£273.54 | £3,740.05 |
Moving up
This is the top of the chief inspector scale. Promotion to superintendent starts at £87,123 a year, about £457.69 a month more after deductions. Superintendent pay scale
The point below, pay point 2, pays £74,226 a year. See pay point 2
Before the latest pay award
Until 1 September 2026, pay point 3 paid £73,149 a year. The 3.5% award adds £2,559 a year, or about £105.93 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.