England and Wales · 2026/27 tax year
Police chief inspector pay point 2: take-home pay 2026/27
A full-time chief inspector on pay point 2 in England and Wales earns £74,226 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £3,952.24 a month.
- Take-home a month
- £3,952.24
- Take-home a year
- £47,426.94
- Take-home a week
- £912.06
- Basic hourly rate
- £35.57
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £6,185.50 | £74,226.00 |
| Income tax | −£1,083.45 | −£13,001.37 |
| National Insurance | −£291.26 | −£3,495.12 |
| Pension (13.88%) | −£858.55 | −£10,302.57 |
| Take-home | £3,952.24 | £47,426.94 |
Overtime
Only constables and sergeants are paid overtime. If an inspector or chief inspector works a rest day or public holiday, they get a day off in lieu instead, normally taken within 12 months.
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£354.95 | £3,597.30 |
| Plan 2 | −£336.31 | £3,615.94 |
| Plan 5 | −£369.20 | £3,583.05 |
| Postgraduate Loan | −£266.13 | £3,686.11 |
Moving up
The next point, pay point 3, pays £75,708 a year. That's £1,482 more before deductions, or about £61.35 a month after them. See pay point 3
The point below, pay point 1, pays £72,807 a year. See pay point 1
Before the latest pay award
Until 1 September 2026, pay point 2 paid £71,715 a year. The 3.5% award adds £2,511 a year, or about £103.93 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.