England and Wales · 2026/27 tax year
Police sergeant pay point 2: take-home pay 2026/27
A full-time sergeant on pay point 2 in England and Wales earns £55,443 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £3,132.71 a month.
- Take-home a month
- £3,132.71
- Take-home a year
- £37,592.55
- Take-home a week
- £722.93
- Basic hourly rate
- £26.57
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £4,620.25 | £55,443.00 |
| Income tax | −£586.29 | −£7,035.50 |
| National Insurance | −£259.96 | −£3,119.46 |
| Pension (13.88%) | −£641.29 | −£7,695.49 |
| Take-home | £3,132.71 | £37,592.55 |
Overtime rates on pay point 2
Based on a basic hourly rate of £26.57, which is the salary × 6/12520, the formula in Police Regulations Annex F. Figures are before tax. When each rate applies
| Item | Rate | Per hour |
|---|---|---|
| Overtime | Time and a third | £35.43 |
| Rest day worked, less than 15 days' notice | Time and a half | £39.86 |
| Public holiday worked | Double time | £53.14 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£214.07 | £2,918.64 |
| Plan 2 | −£195.43 | £2,937.28 |
| Plan 5 | −£228.32 | £2,904.39 |
| Postgraduate Loan | −£172.22 | £2,960.50 |
Moving up
The next point, pay point 3, pays £56,574 a year. That's £1,131 more before deductions, or about £63.05 a month after them. See pay point 3
Before the latest pay award
Until 1 September 2026, pay point 2 paid £53,568 a year. The 3.5% award adds £1,875 a year, or about £104.52 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.