England and Wales · 2026/27 tax year
Police sergeant pay point 3: take-home pay 2026/27
A full-time sergeant on pay point 3 in England and Wales earns £56,574 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £3,195.76 a month.
- Take-home a month
- £3,195.76
- Take-home a year
- £38,349.14
- Take-home a week
- £737.48
- Basic hourly rate
- £27.11
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £4,714.50 | £56,574.00 |
| Income tax | −£602.53 | −£7,230.31 |
| National Insurance | −£261.84 | −£3,142.08 |
| Pension (13.88%) | −£654.37 | −£7,852.47 |
| Take-home | £3,195.76 | £38,349.14 |
Overtime rates on pay point 3
Based on a basic hourly rate of £27.11, which is the salary × 6/12520, the formula in Police Regulations Annex F. Figures are before tax. When each rate applies
| Item | Rate | Per hour |
|---|---|---|
| Overtime | Time and a third | £36.15 |
| Rest day worked, less than 15 days' notice | Time and a half | £40.67 |
| Public holiday worked | Double time | £54.22 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£222.55 | £2,973.21 |
| Plan 2 | −£203.92 | £2,991.84 |
| Plan 5 | −£236.80 | £2,958.96 |
| Postgraduate Loan | −£177.87 | £3,017.89 |
Moving up
The next point, pay point 4, pays £58,176 a year. That's £1,602 more before deductions, or about £89.31 a month after them. See pay point 4
The point below, pay point 2, pays £55,443 a year. See pay point 2
Before the latest pay award
Until 1 September 2026, pay point 3 paid £54,660 a year. The 3.5% award adds £1,914 a year, or about £106.70 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.