England and Wales · 2026/27 tax year
Police sergeant pay point 4: take-home pay 2026/27
A full-time sergeant on pay point 4 in England and Wales earns £58,176 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £3,285.07 a month.
- Take-home a month
- £3,285.07
- Take-home a year
- £39,420.82
- Take-home a week
- £758.09
- Basic hourly rate
- £27.88
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £4,848.00 | £58,176.00 |
| Income tax | −£625.52 | −£7,506.23 |
| National Insurance | −£264.51 | −£3,174.12 |
| Pension (13.88%) | −£672.90 | −£8,074.83 |
| Take-home | £3,285.07 | £39,420.82 |
Overtime rates on pay point 4
Based on a basic hourly rate of £27.88, which is the salary × 6/12520, the formula in Police Regulations Annex F. Figures are before tax. When each rate applies
| Item | Rate | Per hour |
|---|---|---|
| Overtime | Time and a third | £37.17 |
| Rest day worked, less than 15 days' notice | Time and a half | £41.82 |
| Public holiday worked | Double time | £55.76 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£234.57 | £3,050.50 |
| Plan 2 | −£215.93 | £3,069.14 |
| Plan 5 | −£248.82 | £3,036.25 |
| Postgraduate Loan | −£185.88 | £3,099.19 |
Moving up
This is the top of the sergeant scale. Promotion to inspector starts at £66,000 a year, about £326.67 a month more after deductions. Inspector pay scale
The point below, pay point 3, pays £56,574 a year. See pay point 3
Before the latest pay award
Until 1 September 2026, pay point 4 paid £56,208 a year. The 3.5% award adds £1,968 a year, or about £109.71 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.