England and Wales · 2026/27 tax year
Police constable (joined before 2013) pay point 0: take-home pay 2026/27
A full-time constable who joined before April 2013 on pay point 0 in England and Wales earns £33,969 a year from 1 September 2026. After income tax, National Insurance and a 12.88% pension contribution, that's £2,039.76 a month.
- Take-home a month
- £2,039.76
- Take-home a year
- £24,477.11
- Take-home a week
- £470.71
- Basic hourly rate
- £16.28
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £2,830.75 | £33,969.00 |
| Income tax | −£283.73 | −£3,404.76 |
| National Insurance | −£142.66 | −£1,711.92 |
| Pension (12.88%) | −£364.60 | −£4,375.21 |
| Take-home | £2,039.76 | £24,477.11 |
Overtime rates on pay point 0
Based on a basic hourly rate of £16.28, which is the salary × 6/12520, the formula in Police Regulations Annex F. Figures are before tax. When each rate applies
| Item | Rate | Per hour |
|---|---|---|
| Overtime | Time and a third | £21.71 |
| Rest day worked, less than 15 days' notice | Time and a half | £24.42 |
| Public holiday worked | Double time | £32.56 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£53.02 | £1,986.74 |
| Plan 2 | −£34.38 | £2,005.38 |
| Plan 5 | −£67.27 | £1,972.49 |
| Postgraduate Loan | −£64.85 | £1,974.91 |
Moving up
The next point, pay point 1, pays £37,647 a year. That's £3,678 more before deductions, or about £164.00 a month after them. See pay point 1
Before the latest pay award
Until 1 September 2026, pay point 0 paid £32,820 a year. The 3.5% award adds £1,149 a year, or about £59.07 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.