England and Wales · 2026/27 tax year
Police constable (joined before 2013) pay point 1: take-home pay 2026/27
A full-time constable who joined before April 2013 on pay point 1 in England and Wales earns £37,647 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £2,203.76 a month.
- Take-home a month
- £2,203.76
- Take-home a year
- £26,445.12
- Take-home a week
- £508.56
- Basic hourly rate
- £18.04
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £3,137.25 | £37,647.00 |
| Income tax | −£330.86 | −£3,970.32 |
| National Insurance | −£167.18 | −£2,006.16 |
| Pension (13.88%) | −£435.45 | −£5,225.40 |
| Take-home | £2,203.76 | £26,445.12 |
Overtime rates on pay point 1
Based on a basic hourly rate of £18.04, which is the salary × 6/12520, the formula in Police Regulations Annex F. Figures are before tax. When each rate applies
| Item | Rate | Per hour |
|---|---|---|
| Overtime | Time and a third | £24.06 |
| Rest day worked, less than 15 days' notice | Time and a half | £27.06 |
| Public holiday worked | Double time | £36.08 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£80.60 | £2,123.16 |
| Plan 2 | −£61.97 | £2,141.79 |
| Plan 5 | −£94.85 | £2,108.91 |
| Postgraduate Loan | −£83.24 | £2,120.52 |
Moving up
The next point, pay point 2, pays £39,687 a year. That's £2,040 more before deductions, or about £103.52 a month after them. See pay point 2
The point below, pay point 0, pays £33,969 a year. See pay point 0
Before the latest pay award
Until 1 September 2026, pay point 1 paid £36,375 a year. The 3.5% award adds £1,272 a year, or about £40.30 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.