England and Wales · 2026/27 tax year
Police constable (joined before 2013) pay point 6: take-home pay 2026/27
A full-time constable who joined before April 2013 on pay point 6 in England and Wales earns £48,258 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £2,742.23 a month.
- Take-home a month
- £2,742.23
- Take-home a year
- £32,906.79
- Take-home a week
- £632.82
- Basic hourly rate
- £23.13
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £4,021.50 | £48,258.00 |
| Income tax | −£483.16 | −£5,797.96 |
| National Insurance | −£237.92 | −£2,855.04 |
| Pension (13.88%) | −£558.18 | −£6,698.21 |
| Take-home | £2,742.23 | £32,906.79 |
Overtime rates on pay point 6
Based on a basic hourly rate of £23.13, which is the salary × 6/12520, the formula in Police Regulations Annex F. Figures are before tax. When each rate applies
| Item | Rate | Per hour |
|---|---|---|
| Overtime | Time and a third | £30.84 |
| Rest day worked, less than 15 days' notice | Time and a half | £34.69 |
| Public holiday worked | Double time | £46.25 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£160.19 | £2,582.05 |
| Plan 2 | −£141.55 | £2,600.69 |
| Plan 5 | −£174.43 | £2,567.80 |
| Postgraduate Loan | −£136.29 | £2,605.94 |
Moving up
The next point, pay point 7, pays £52,014 a year. That's £3,756 more before deductions, or about £199.33 a month after them. See pay point 7
The point below, pay point 5, pays £44,544 a year. See pay point 5
Before the latest pay award
Until 1 September 2026, pay point 6 paid £46,626 a year. The 3.5% award adds £1,632 a year, or about £82.82 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.