England and Wales · 2026/27 tax year
Police constable (joined before 2013) pay point 2: take-home pay 2026/27
A full-time constable who joined before April 2013 on pay point 2 in England and Wales earns £39,687 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £2,307.28 a month.
- Take-home a month
- £2,307.28
- Take-home a year
- £27,687.40
- Take-home a week
- £532.45
- Basic hourly rate
- £19.02
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £3,307.25 | £39,687.00 |
| Income tax | −£360.14 | −£4,321.69 |
| National Insurance | −£180.78 | −£2,169.36 |
| Pension (13.88%) | −£459.05 | −£5,508.56 |
| Take-home | £2,307.28 | £27,687.40 |
Overtime rates on pay point 2
Based on a basic hourly rate of £19.02, which is the salary × 6/12520, the formula in Police Regulations Annex F. Figures are before tax. When each rate applies
| Item | Rate | Per hour |
|---|---|---|
| Overtime | Time and a third | £25.36 |
| Rest day worked, less than 15 days' notice | Time and a half | £28.53 |
| Public holiday worked | Double time | £38.04 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£95.90 | £2,211.38 |
| Plan 2 | −£77.27 | £2,230.02 |
| Plan 5 | −£110.15 | £2,197.13 |
| Postgraduate Loan | −£93.44 | £2,213.85 |
Moving up
The next point, pay point 3, pays £41,976 a year. That's £2,289 more before deductions, or about £116.16 a month after them. See pay point 3
The point below, pay point 1, pays £37,647 a year. See pay point 1
Before the latest pay award
Until 1 September 2026, pay point 2 paid £38,346 a year. The 3.5% award adds £1,341 a year, or about £68.05 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.