England and Wales · 2026/27 tax year
Police inspector pay point 0: take-home pay 2026/27
A full-time inspector on pay point 0 in England and Wales earns £66,000 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £3,611.74 a month.
- Take-home a month
- £3,611.74
- Take-home a year
- £43,340.92
- Take-home a week
- £833.48
- Basic hourly rate
- £31.63
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £5,500.00 | £66,000.00 |
| Income tax | −£847.31 | −£10,167.68 |
| National Insurance | −£277.55 | −£3,330.60 |
| Pension (13.88%) | −£763.40 | −£9,160.80 |
| Take-home | £3,611.74 | £43,340.92 |
Overtime
Only constables and sergeants are paid overtime. If an inspector or chief inspector works a rest day or public holiday, they get a day off in lieu instead, normally taken within 12 months.
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£293.25 | £3,318.49 |
| Plan 2 | −£274.61 | £3,337.13 |
| Plan 5 | −£307.50 | £3,304.24 |
| Postgraduate Loan | −£225.00 | £3,386.74 |
Moving up
The next point, pay point 1, pays £67,797 a year. That's £1,797 more before deductions, or about £74.39 a month after them. See pay point 1
Before the latest pay award
Until 1 September 2026, pay point 0 paid £63,768 a year. The 3.5% award adds £2,232 a year, or about £92.39 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.