England and Wales · 2026/27 tax year
Police inspector pay point 3: take-home pay 2026/27
A full-time inspector on pay point 3 in England and Wales earns £71,397 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £3,835.14 a month.
- Take-home a month
- £3,835.14
- Take-home a year
- £46,021.72
- Take-home a week
- £885.03
- Basic hourly rate
- £34.22
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £5,949.75 | £71,397.00 |
| Income tax | −£1,002.24 | −£12,026.84 |
| National Insurance | −£286.55 | −£3,438.54 |
| Pension (13.88%) | −£825.83 | −£9,909.90 |
| Take-home | £3,835.14 | £46,021.72 |
Overtime
Only constables and sergeants are paid overtime. If an inspector or chief inspector works a rest day or public holiday, they get a day off in lieu instead, normally taken within 12 months.
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£333.73 | £3,501.42 |
| Plan 2 | −£315.09 | £3,520.05 |
| Plan 5 | −£347.98 | £3,487.17 |
| Postgraduate Loan | −£251.99 | £3,583.16 |
Moving up
This is the top of the inspector scale. Promotion to chief inspector starts at £72,807 a year, about £58.37 a month more after deductions. Chief inspector pay scale
The point below, pay point 2, pays £69,588 a year. See pay point 2
Before the latest pay award
Until 1 September 2026, pay point 3 paid £68,982 a year. The 3.5% award adds £2,415 a year, or about £99.96 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.