England and Wales · 2026/27 tax year
Police inspector pay point 1: take-home pay 2026/27
A full-time inspector on pay point 1 in England and Wales earns £67,797 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £3,686.13 a month.
- Take-home a month
- £3,686.13
- Take-home a year
- £44,233.53
- Take-home a week
- £850.64
- Basic hourly rate
- £32.49
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £5,649.75 | £67,797.00 |
| Income tax | −£898.89 | −£10,786.71 |
| National Insurance | −£280.55 | −£3,366.54 |
| Pension (13.88%) | −£784.19 | −£9,410.22 |
| Take-home | £3,686.13 | £44,233.53 |
Overtime
Only constables and sergeants are paid overtime. If an inspector or chief inspector works a rest day or public holiday, they get a day off in lieu instead, normally taken within 12 months.
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£306.73 | £3,379.40 |
| Plan 2 | −£288.09 | £3,398.04 |
| Plan 5 | −£320.98 | £3,365.15 |
| Postgraduate Loan | −£233.99 | £3,452.14 |
Moving up
The next point, pay point 2, pays £69,588 a year. That's £1,791 more before deductions, or about £74.13 a month after them. See pay point 2
The point below, pay point 0, pays £66,000 a year. See pay point 0
Before the latest pay award
Until 1 September 2026, pay point 1 paid £65,505 a year. The 3.5% award adds £2,292 a year, or about £94.88 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.