England and Wales · 2026/27 tax year
Police inspector pay point 2: take-home pay 2026/27
A full-time inspector on pay point 2 in England and Wales earns £69,588 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £3,760.26 a month.
- Take-home a month
- £3,760.26
- Take-home a year
- £45,123.15
- Take-home a week
- £867.75
- Basic hourly rate
- £33.35
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £5,799.00 | £69,588.00 |
| Income tax | −£950.31 | −£11,403.67 |
| National Insurance | −£283.53 | −£3,402.36 |
| Pension (13.88%) | −£804.90 | −£9,658.81 |
| Take-home | £3,760.26 | £45,123.15 |
Overtime
Only constables and sergeants are paid overtime. If an inspector or chief inspector works a rest day or public holiday, they get a day off in lieu instead, normally taken within 12 months.
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£320.16 | £3,440.10 |
| Plan 2 | −£301.52 | £3,458.74 |
| Plan 5 | −£334.41 | £3,425.85 |
| Postgraduate Loan | −£242.94 | £3,517.32 |
Moving up
The next point, pay point 3, pays £71,397 a year. That's £1,809 more before deductions, or about £74.88 a month after them. See pay point 3
The point below, pay point 1, pays £67,797 a year. See pay point 1
Before the latest pay award
Until 1 September 2026, pay point 2 paid £67,236 a year. The 3.5% award adds £2,352 a year, or about £97.35 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.