England and Wales · 2026/27 tax year
Police constable pay point 1: take-home pay 2026/27
A full-time constable on pay point 1 in England and Wales earns £32,256 a year from 1 September 2026. After income tax, National Insurance and a 12.88% pension contribution, that's £1,951.69 a month.
- Take-home a month
- £1,951.69
- Take-home a year
- £23,420.26
- Take-home a week
- £450.39
- Basic hourly rate
- £15.46
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £2,688.00 | £32,256.00 |
| Income tax | −£258.86 | −£3,106.29 |
| National Insurance | −£131.24 | −£1,574.88 |
| Pension (12.88%) | −£346.21 | −£4,154.57 |
| Take-home | £1,951.69 | £23,420.26 |
Overtime rates on pay point 1
Based on a basic hourly rate of £15.46, which is the salary × 6/12520, the formula in Police Regulations Annex F. Figures are before tax. When each rate applies
| Item | Rate | Per hour |
|---|---|---|
| Overtime | Time and a third | £20.61 |
| Rest day worked, less than 15 days' notice | Time and a half | £23.19 |
| Public holiday worked | Double time | £30.92 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£40.17 | £1,911.52 |
| Plan 2 | −£21.53 | £1,930.16 |
| Plan 5 | −£54.42 | £1,897.27 |
| Postgraduate Loan | −£56.28 | £1,895.41 |
Moving up
The next point, pay point 2, pays £33,609 a year. That's £1,353 more before deductions, or about £69.56 a month after them. See pay point 2
Before the latest pay award
Until 1 September 2026, pay point 1 paid £31,164 a year. The 3.5% award adds £1,092 a year, or about £56.14 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.