England and Wales · 2026/27 tax year
Police constable pay point 2: take-home pay 2026/27
A full-time constable on pay point 2 in England and Wales earns £33,609 a year from 1 September 2026. After income tax, National Insurance and a 12.88% pension contribution, that's £2,021.25 a month.
- Take-home a month
- £2,021.25
- Take-home a year
- £24,255.01
- Take-home a week
- £466.44
- Basic hourly rate
- £16.11
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £2,800.75 | £33,609.00 |
| Income tax | −£278.50 | −£3,342.03 |
| National Insurance | −£140.26 | −£1,683.12 |
| Pension (12.88%) | −£360.74 | −£4,328.84 |
| Take-home | £2,021.25 | £24,255.01 |
Overtime rates on pay point 2
Based on a basic hourly rate of £16.11, which is the salary × 6/12520, the formula in Police Regulations Annex F. Figures are before tax. When each rate applies
| Item | Rate | Per hour |
|---|---|---|
| Overtime | Time and a third | £21.48 |
| Rest day worked, less than 15 days' notice | Time and a half | £24.16 |
| Public holiday worked | Double time | £32.21 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£50.32 | £1,970.93 |
| Plan 2 | −£31.68 | £1,989.57 |
| Plan 5 | −£64.57 | £1,956.68 |
| Postgraduate Loan | −£63.04 | £1,958.21 |
Moving up
The next point, pay point 3, pays £34,971 a year. That's £1,362 more before deductions, or about £70.03 a month after them. See pay point 3
The point below, pay point 1, pays £32,256 a year. See pay point 1
Before the latest pay award
Until 1 September 2026, pay point 2 paid £32,472 a year. The 3.5% award adds £1,137 a year, or about £58.46 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.