England and Wales · 2026/27 tax year
Police constable pay point 3: take-home pay 2026/27
A full-time constable on pay point 3 in England and Wales earns £34,971 a year from 1 September 2026. After income tax, National Insurance and a 12.88% pension contribution, that's £2,091.28 a month.
- Take-home a month
- £2,091.28
- Take-home a year
- £25,095.31
- Take-home a week
- £482.60
- Basic hourly rate
- £16.76
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £2,914.25 | £34,971.00 |
| Income tax | −£298.28 | −£3,579.35 |
| National Insurance | −£149.34 | −£1,792.08 |
| Pension (12.88%) | −£375.36 | −£4,504.26 |
| Take-home | £2,091.28 | £25,095.31 |
Overtime rates on pay point 3
Based on a basic hourly rate of £16.76, which is the salary × 6/12520, the formula in Police Regulations Annex F. Figures are before tax. When each rate applies
| Item | Rate | Per hour |
|---|---|---|
| Overtime | Time and a third | £22.35 |
| Rest day worked, less than 15 days' notice | Time and a half | £25.14 |
| Public holiday worked | Double time | £33.52 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£60.53 | £2,030.74 |
| Plan 2 | −£41.90 | £2,049.38 |
| Plan 5 | −£74.78 | £2,016.49 |
| Postgraduate Loan | −£69.86 | £2,021.42 |
Moving up
The next point, pay point 4, pays £36,336 a year. That's £1,365 more before deductions, or about £70.17 a month after them. See pay point 4
The point below, pay point 2, pays £33,609 a year. See pay point 2
Before the latest pay award
Until 1 September 2026, pay point 3 paid £33,789 a year. The 3.5% award adds £1,182 a year, or about £60.77 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.