England and Wales · 2026/27 tax year
Police constable pay point 7: take-home pay 2026/27
A full-time constable on pay point 7 in England and Wales earns £52,014 a year from 1 September 2026. After income tax, National Insurance and a 13.88% pension contribution, that's £2,941.56 a month.
- Take-home a month
- £2,941.56
- Take-home a year
- £35,298.69
- Take-home a week
- £678.82
- Basic hourly rate
- £24.93
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £4,334.50 | £52,014.00 |
| Income tax | −£537.07 | −£6,444.89 |
| National Insurance | −£254.24 | −£3,050.88 |
| Pension (13.88%) | −£601.63 | −£7,219.54 |
| Take-home | £2,941.56 | £35,298.69 |
Overtime rates on pay point 7
Based on a basic hourly rate of £24.93, which is the salary × 6/12520, the formula in Police Regulations Annex F. Figures are before tax. When each rate applies
| Item | Rate | Per hour |
|---|---|---|
| Overtime | Time and a third | £33.24 |
| Rest day worked, less than 15 days' notice | Time and a half | £37.39 |
| Public holiday worked | Double time | £49.85 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£188.36 | £2,753.20 |
| Plan 2 | −£169.72 | £2,771.84 |
| Plan 5 | −£202.61 | £2,738.95 |
| Postgraduate Loan | −£155.07 | £2,786.49 |
Moving up
This is the top of the constable scale. Promotion to sergeant starts at £55,443 a year, about £191.15 a month more after deductions. Sergeant pay scale
The point below, pay point 6, pays £44,544 a year. See pay point 6
Before the latest pay award
Until 1 September 2026, pay point 7 paid £50,256 a year. The 3.5% award adds £1,758 a year, or about £97.94 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.