England and Wales · 2026/27 tax year
Police constable pay point 4: take-home pay 2026/27
A full-time constable on pay point 4 in England and Wales earns £36,336 a year from 1 September 2026. After income tax, National Insurance and a 12.88% pension contribution, that's £2,161.45 a month.
- Take-home a month
- £2,161.45
- Take-home a year
- £25,937.46
- Take-home a week
- £498.80
- Basic hourly rate
- £17.41
- Before tax
Where the money goes
| Item | A month | A year |
|---|---|---|
| Salary | £3,028.00 | £36,336.00 |
| Income tax | −£318.10 | −£3,817.18 |
| National Insurance | −£158.44 | −£1,901.28 |
| Pension (12.88%) | −£390.01 | −£4,680.08 |
| Take-home | £2,161.45 | £25,937.46 |
Overtime rates on pay point 4
Based on a basic hourly rate of £17.41, which is the salary × 6/12520, the formula in Police Regulations Annex F. Figures are before tax. When each rate applies
| Item | Rate | Per hour |
|---|---|---|
| Overtime | Time and a third | £23.22 |
| Rest day worked, less than 15 days' notice | Time and a half | £26.12 |
| Public holiday worked | Double time | £34.83 |
With a student loan
Repayments come out of pay above each plan's threshold.
| Plan | Repayment a month | Take-home a month |
|---|---|---|
| Plan 1 | −£70.77 | £2,090.68 |
| Plan 2 | −£52.13 | £2,109.32 |
| Plan 5 | −£85.02 | £2,076.43 |
| Postgraduate Loan | −£76.68 | £2,084.77 |
Moving up
The next point, pay point 5, pays £39,057 a year. That's £2,721 more before deductions, or about £113.86 a month after them. See pay point 5
The point below, pay point 3, pays £34,971 a year. See pay point 3
Before the latest pay award
Until 1 September 2026, pay point 4 paid £35,106 a year. The 3.5% award adds £1,230 a year, or about £63.23 a month after deductions. The pay award for every rank
How these figures are worked out
- Full-time hours, tax code 1257L and the 2015 police pension scheme, with no allowances, student loan or other deductions unless shown.
- In the Met and City of London Police, London weighting and the London allowance are added on top.
- England & Wales pay scales from 1 September 2026: the 3.5% award applied to the 2025 scales. The official tables have not been published yet. Figures will be updated when the official tables are published.
- Tax, National Insurance and pay rules last checked 27 October 2026.